Should I get a new credit card?

This decision can make (or save) you hundreds of dollars

Although getting a credit card is a very personal choice, in general, as long as you have decent self-control, you should get a credit card if you don’t have one or haven’t gotten one in a while.

Check out this infographic we made to help you decide. Remember: never sign up on an impulse; make sure you understand the terms. This is obviously an oversimplified graphic, but it’s meant to get you thinking. Never make big decisions solely based off of an infographic.

Scroll down to see the infographic, or view the infographic in its own page.

How can I better utilize my current or new credit cards?

You're in luck. It's one of the many things that we talk about in our comprehensive guide on credit cards! Whether you've never had a credit card or you've had them for 20 years, you will learn something new.

It's chock full with well-researched information covering everything from credit basics to carrying a large balance to maximizing your rewards. Best of all, there are multiple walkthroughs based on different possible situations you may be in.

Check out Swipe Right, the comprehensive guide to getting the most out of credit cards
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This document is provided for informational purposes only. We are not licensed financial advisors. Neither Helpful For Life LLC nor its associated parties will be liable for any damage, expense, or other loss you may suffer based on your reliance on this document.