Is an annual fee worth it for me?

Because there are plenty of cards without annual fees...

It may come as no surprise that the cards with the best terms and best rewards often come with an annual fee. After all, the credit card companies gotta make money!

The bottom line is if the card makes/saves you significantly more money than the annual fee, it is totally worth it.

If it doesn’t, you have to decide, “am I okay paying $X/year to get the benefits this card gives me?”

Here’s an infographic to help you decide if an annual fee is worth it for you.

Scroll down to see the infographic, or view the infographic in its own page.

There are benefits you're not taking advantage of

Many of them could make you $100's a year. It's one of the many things that we talk about in our comprehensive guide on credit cards! Whether you've never had a credit card or you've had them for 20 years, you will learn something new.

It's chock full with well-researched information covering everything from credit basics to carrying a large balance to maximizing your rewards. Best of all, there are multiple walkthroughs based on different possible situations you may be in.

Check out Swipe Right, the comprehensive guide to getting the most out of credit cards
swipe right cover sheet thumbnail


This document is provided for informational purposes only. We are not licensed financial advisors. Neither Helpful For Life LLC nor its associated parties will be liable for any damage, expense, or other loss you may suffer based on your reliance on this document.